Home Warranty Common Question
A home warranty is a service contract that helps protect homeowners against the cost of unexpected covered repairs of their major systems and appliances that break down due to normal wear and tear.
Your homeowner’s insurance is hazard insurance, and only covers items damaged in fires, flooding, wind, and other natural disasters. A home warranty repairs properly maintained household appliances and mechanical systems that fail due to normal wear and tear.
Yes, the age of a home or its systems and appliances does not matter. We cover items that are in good working condition and properly maintained.
Yes, you can purchase a home warranty plan during home ownership. You do not have to be involved in a real estate transaction of any kind.
No, although it is a good idea to get your home inspected to make sure all items are in good working order. Consequently, the contract does not cover any known or unknown pre-existing conditions.
Coverage begins 30 days after enrollment and receipt of applicable contract fees and continues for the period specified in your policy, typically 365 days. If you are able to provide proof of prior coverage through another warranty carrier, showing no lapse of warranty coverage, Europe Home Warranty will be able to start your new coverage when your old policy expires.
If a covered item that needs to be replaced is not available, Europe Home Warranty will offer a cash payment for the amount of Europe’s Home Warranty replacement cost, which at times may be less than retail.